1. Acceptance of Terms

Welcome to Stephen Nichols! These Terms and Conditions ("Terms") apply to your use of Stephen Nichols's platform. By accessing or using Stephen Nichols's services, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use Stephen Nichols's services.

2. Subscription and Payment

2.1 Payment: You agree to pay all fees and charges associated with your subscription plan, as specified on our website or in communication with you. Payments are non-refundable.

3. Account Security

You are responsible for maintaining the security of your account. You must not share your account login credentials or allow others to access Stephen Nichols's services using your account.

4. Usage Restrictions

You shall not:

Reverse engineer, decompile, disassemble, attempt to derive the source code of, or decrypt Stephen Nichols's software or any portion of it.

Use Stephen Nichols's services for any illegal or unauthorized purpose.

Transmit any worms or viruses or any code of a destructive nature.

5. Intellectual Property

5.1 Stephen Nichols’s Property: Stephen Nichols retains all right, title, and interest in and to the services, including all related intellectual property rights.

5.2 User Content: Stephen Nichols does not claim ownership of any data, information, or material you upload, submit, or otherwise transmit to or through Stephen Nichols's services.

6. Termination

Stephen Nichols may terminate or suspend your account and access to the services at its sole discretion, without prior notice, if you breach these Terms.

7. Changes to Terms

Stephen Nichols reserves the right to modify or replace these Terms at any time. Changes will be effective when posted on Stephen Nichols's website. Your continued use of the services after changes are posted constitutes your acceptance of the updated Terms.

8. Disclaimer of Warranties

Stephen Nichols's services are provided "as is" and "as available." Stephen Nichols makes no warranties or representations of any kind, whether expressed or implied, regarding the services.

9. Limitation of Liability

Stephen Nichols shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of FL, without regard to its conflict of law principles.